How can a homeowner remove a lien?

A homeowner can remove a lien primarily through payment or negotiation because a lien represents a legal claim against the property for a debt owed. When the homeowner pays off the debt that triggered the lien, the lien is typically released by the creditor, ensuring that the claim is formally removed from the property records. Alternatively, the homeowner may negotiate with the lienholder, potentially settling for a reduced amount or other arrangements, which can also result in the removal of the lien.

Ignoring the lien will not resolve the issue and may lead to further penalties or actions against the property. Selling the property does not eliminate the lien; the lien usually remains attached and would need to be settled at the point of sale. Public registration has no effect on removing an existing lien; it simply reflects existing claims and does not provide any mechanism for their removal.